Founded in 1964 by Port Authority of NY/NJ employees, XCEL Federal Credit Union serves individuals, families and businesses in New York, New Jersey and around the country.  We have always operated on the simple premise that everything we do should be in the best interests of our members.

To be the primary financial institution for our members by providing the highest quality affordable products and services, delivered with honesty and integrity in a convenient and secure manner for generations to come.

We are, and will remain, a member-focused financial institution.  In the more than 50 years since our founding, we have grown into a full-service credit union with more than $190 million in assets, allowing us to invest in innovation and deliver the solutions our members deserve in an an ever-changing financial world.  We're proud to serve our more than 18,000 members in New York, New Jersey and across the country.